Friday, 18 August 2017

How To: Save Money

I have had to really focus on not spending anything extra than what I have to since becoming pregnant. I am very aware of the super low income I will be trying to survive off whilst on maternity and all the things that I need to buy for the baby. Therefore, I have been trying and testing different methods to help save some money. This post is a list of things that I have found are quite useful for either saving money generally, or getting yourself a bit of a discount on items without having to completely go without.

Look Online:
It can be very easy to see something in a shop and automatically just go to the till without doing any research. Often there are places online or other retailers to sell the same item. So, pause for a second and have a quick google!

Compare Prices:
There are lots of different comparison sites available online, as I am sure you are aware. I quite often just look through loads of different online stores and see what works out to be the best deal. By doing this I saved £100 on my camera and got a free 32gb memory card! So it can definitely be worth the time and effort.

Frozen Food:
I love food. I'd probably cry in a corner if I knew how much I actually spend on food over the years (especially if I included my Dominos take aways). However, I have found since purchasing a lot more frozen food, I have saved loads on food shopping, as I am not having to do it so often. I found that chicken, fish and veg were costing me a fortune and often running out of date and being wasted. So, I decided to buy a bag of frozen chicken breast, frozen salmon and frozen veg, instead. It lasted me the whole month (maybe slightly longer), and didn't run out of date! This also works for discounted items that can be frozen for a while.

Don't go food shopping hungry:
Just don't, it never ends well.

Check your cupboards/the fridge before you go shopping:
Make sure to double check what you actually have before you head to the shops. There are been times I have bought items that I already had, purely because I didn't look before.

Wardrobe Clear Out:
I am actually pretty well behaved when it comes to buying clothes (can't say the same for when it comes to buying makeup though).  However, I recently went through my wardrobe and all my clothes and found that I had so many items that were very similar or still had the tags on. It made me realise how much money I've wasted on clothes. Since, going through and organising everything, I feel like I've got half a new wardrobe, when actually it was just I forgot about half of it! This means the many clothing items that I had convinced myself I needed to buy, I actually didn't.

Put items into online basket:
If I am in a 'spending mood', I will often log in to my favourite online shop and put lots of items into my basket... and then shut the tab. This makes me feel like I've been shopping when I haven't spent a penny (though it requires a lot of self control). However, there are been numerous occasions where the company has then emailed me a discount code after noticing that I did not purchase the items (this is why you need to be logged in). This is great to get you a little money off, but obviously try to do it with items you actually need.

Sign up to newsletters:
Newsletters can be annoying yes, and make you buy stuff you didn't know you wanted. However, quite often they will send you promotions and discounts too. I often sign up to a website when it says '£10 off first purchase when you sign up' and then unsubscribe a few days later.

Check website for promo codes:
It is always worth making sure you that there are no 'promotion codes' out there before you purchase something. When I bought my vlogging camera, I assumed John Lewis would be the cheapest. However, after looking online, I noticed that Jessops had a promotion code on the front page of their website with £100 off any camera within that brand. It wasn't obvious and was not automatic, so it could of easily been missed, so moral of the story... keep those eyes peeled!

Take money out of your main account:
This might seem obvious, buy take some money out of your main account/s. I have a savings account which I do not have a card for. This means that I cannot just spend the money that is in there, on a whim, in a shop. I would have to transfer it back over to my main account, leaving me more time to stop and think whether I do really need what I am about to purchase. Most of the time, the answer to that is no...

Revamp old items:
If you feel you want to change up your room or house, but don't want to spend loads of money, try revamping old items instead. Get a can of spray paint for that old set of drawers, or move furniture/accessories around. Sometimes just changing up the environment, not buying all new items, feels just as good!

Sell stuff you don't need:
I have recently found lots of old textbooks that cost £60+ and look brand new. I plan to sell these to get a little bit of cash in, instead of them just lying around in the attic. You can do it with lots of things. Go through that cupboard you avoid and see what you need and don't need. Not everything will be 'sellable' but it may be worth donating.

Plan trips/meals/social activities ahead of time:
This gives you a chance to look around for discount codes and see where the best places to go are. There may also be times that are cheaper to go, so it's worth planning ahead! Sites such as Groupon are great for saving money on days out, but make sure to read the terms!

Get loyalty cards:
Build up those points in the shops you head to often as a way to get free treats or money off. I always use my Boots and Costa card, it is definitely worth it! I recently signed up for a Tesco card as well which I should of done a lot sooner!

What tips do you have for saving money? What has worked well for you in the past?

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xox

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14 comments

  1. I normally compare prices online before committing to any purchase and stock up of frozen fruits for my smoothies. That way when they're out of season I'll be all good.

    Underayted Ray
    http://www.underaytedray.co.uk/2017/08/disclaimer-false-misconceptions-about-bloggers.html

    ReplyDelete
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    1. Frozen fruit for smoothies are great! xx

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  2. Meal planning really helps when saving money on groceries. Shop with a list and try to stick to it. I also set up sinking funds to put away money for upcoming expenditures or unexpected expenses. Good luck! My maternity leave was a year and it goes by really fast. http://www.mrsqbeauty.com

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    Replies
    1. I try to do meal plans, but I am so bad at not sticking to it :( xx

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  3. These are definitely useful tips, I need to start following through with them! I spend too much money of coffee at uni!

    -Sophie xx
    Cherries & Perfume 

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    Replies
    1. Haha I spent all my money on pizza and alcohol in Uni! xx

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  4. Thank you for sharing these great money saving tips!..


    Candice | Beauty Candy Loves
     

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  5. hey great post! Im a big fan of cash back sites like Quidco.

    Emily
    www.beautyboo44.co.uk

    ReplyDelete
    Replies
    1. I've heard a lot of good things about those sites, I've never used them myself though! Don't know why.. xx

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  6. Thank you for sharing this post, I am a attempting a spending ban and this will help when I start spending again!

    Danielle xx
    http://www.fashionbeautyblog.co.uk/

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    Replies
    1. I never last with spending bans, good luck! Haha xx

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  7. I am the queen of putting things in my basket and closing the tab...
    Some good tips, I really need to start being more careful with money xx

    https://chloeharriets.blogspot.co.uk/

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  8. This is such a good post with helpful tips! I absolutely love freezer food - such a life saver

    Abi | abistreetx

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